The tenors, the usage, the merchants—Kredivo's that flexible! Here's why Kredivo stands out as the most flexible payment solution:
- **Product Financing with Installment Payments**: With Kredivo, you can choose to pay later in 1 month or opt for 3, 6, 12, 18, and 24-month installments. This flexibility allows you to manage your purchases according to your financial comfort.
- **Interest Rate**: Enjoy 0% interest when you pay within 30 days or choose a 3-month installment. For longer terms of 6, 12, 18, and 24 months, premium account holders can benefit from rates starting at 1.99% per month, with a maximum annual rate of 41.51%.
- **Limit**: Kredivo offers a generous maximum limit of up to IDR 50,000,000, giving you ample room to finance your needs.
- **Simulation**: For instance, if you select a 12-month installment for a transaction worth IDR 2,000,000, Kredivo applies an interest rate of 1.99% per month. This results in a monthly repayment of IDR 206,480 and a total repayment of IDR 2,477,760.
Are you looking to shop online or offline on installment but don't have a credit card? Need quick loans for emergency situations? Or perhaps you want to apply for credit but find the process too cumbersome or have been rejected before? Kredivo is your solution, offering an online credit line that provides installment options without a credit card and personal loans through KrediFazz, all in one convenient platform.
Kredivo is a digital credit application that assesses your creditworthiness in real-time. The registration process takes just 5 minutes, and approval is granted within minutes. Once approved, you can shop on installment using Kredivo at a vast network of online and offline merchants, including Tokopedia, Shopee, Lazada, Indomaret, Alfamart, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald's, and over 4000 other merchants, all with just two clicks.
Whether you're looking to buy a new mobile phone, book flight tickets with airlines like Garuda Indonesia, Batik Air, Citilink, and AirAsia, or purchase furniture and fashion items, Kredivo allows you to buy anything, anywhere without a credit card and with zero down payment.
Additionally, you can pay your utility bills, purchase pulsa/data packages, gaming/streaming vouchers, and even buy gasoline directly from the Kredivo app. For those unexpected needs, you can also get a quick cash advance from KrediFazz via Kredivo, available in 3, 6, and 12-month installments.
Kredivo #Sefleksibelitu, isn't it? No wonder it's considered the most flexible payment option! Here are three more reasons to choose Kredivo:
◉ **SIMPLER AND FASTER**: Apply online by uploading your KTP through the Kredivo app—no salary slip required. After a quick approval process, you can buy your dream item on credit or get instant loans from KrediFazz without any hassle.
◉ **SAFE AND SECURE**: Rest assured about your security; all Kredivo user data is encrypted. Kredivo is also licensed and regulated by OJK, ensuring its credibility.
◉ **0% INTEREST & WITHOUT DOWN PAYMENT**: Kredivo offers some of the lowest interest rates in the market, and there's no down payment required for any of its services.
For more detailed information, please read the General Product and Service Information Summary (RIPLAY) at www.kredivo.id.
Have feedback for us? Email us at [email protected] or call 0804-1-573348.
Business address: Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260
Customer service office address: Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430
What's New in the Latest Version 3.48.0
Last updated on Oct 17, 2024
Minor bug fixes and improvements. Install or update to the newest version to check it out!
