Welcome to the NO.1 digital banking savings bank! We offer a comprehensive suite of services including deposits, cards, loans, financial services, credit management, and life services, all designed to enhance your financial well-being.
Our mobile app has achieved the No. 1 position in cumulative downloads and users within the savings bank sector, as reported by App Annie as of December 31, 2023. This reflects our commitment to providing top-notch digital banking experiences.
Innovative Savings Programs
Experience our unique 'Well Bang Walking Savings' program, where you can earn interest rates of up to 10% per annum simply by walking. We offer preferential interest rates based on the number of steps you achieve within the subscription period.
New customers can take advantage of our 'WELCOME!' offer, receiving a preferential interest rate of up to 7% per year on their first transaction. This special rate is available for 30 days after opening your first account.
Comprehensive Financial Management
Are you concerned about managing your assets and liabilities? Our 'Welcome My Data' service can help. We've already facilitated total estimated savings of KRW 8,334.98 million through our nationwide interest reduction project as of March 14, 2024. We'll manage all your debts and inform you about potential transfer loan opportunities. Additionally, our 'credit weather' tool helps you monitor and manage your credit effectively.
Convenient Account Opening
Opening an account with us is easy and convenient. You can open a non-face-to-face account anytime, anywhere, 24 hours a day, even without a public certificate. Simply use pattern or fingerprint authentication along with a 6-digit authentication number. We also offer dedicated accounts tailored for payers, office workers, and bosses, complete with special benefits.
Exclusive Wellbang Lounge Benefits
Don't miss out on the exclusive 'Wellbang Lounge' prize benefits. Loan customers can earn up to 100 won per day and up to 3,000 won per month through our 'Well Bank Walking' program. Receiving customers can earn up to 40 won per day and up to 1,240 won per month. Additionally, participate in 'Well Bang Lotto' to win prizes by guessing 6 numbers from 0 to 9, or try your luck with 'Well Bang Odd or Even' for weekly prize money.
Seamless Financial Services
Our app makes financial transactions effortless. Simply press and hold the account card you wish to withdraw from, then drag it to the account card you wish to deposit into to complete your transfer. You can also view your total assets, detailed status, and savings goal progress on one convenient page. Check your car's price with just its license plate number, and set up 'Automatic Payment' for hassle-free utility and usage fee payments. We also offer 'free credit management' services that don't affect your credit score.
Electronic Financial Fraud Prevention
We take the security of your transactions seriously. Welcome Savings Bank operates "PC designation service," "2-channel authentication service," and "one-time authentication number" service in compliance with the Financial Supervisory Service’s guidelines for electronic financial fraud prevention.
Product Information
[Well-Bang Working Savings]
- Subscription target: individual customers
- Contract period: 12 months
- Payment amount: between 10,000 won and 200,000 won per month
- Interest payment: lump sum at maturity
- Basic interest rate: 1.0% per year + preferential interest rate up to 9.0% per year
- Preferential interest rate conditions:
① Differential payment based on annual steps (up to 8.0%):
More than 1 million steps: 1.0%p per year
More than 2 million steps: 2.0%p per year
More than 3 million steps: 3.0%p per year
More than 4 million steps: 8.0%p per year
② Payment by automatic transfer through our bank account at least 6 times (1.0%p)
[WELCOME first transaction preferential term savings]
- Subscription target: individual customers
- Contract period: 12 months
- Payment amount: between 10,000 won and 200,000 won per month
- Subscription conditions: within 30 days from the date of first opening deposit subscription
- Interest payment: lump sum at maturity
- Basic interest rate: 3.7% per year + preferential interest rate up to 3.3% per year
- Preferential interest rate conditions:
① Payment by automatic transfer through our bank account at least 8 times (1.8%p per year)
② Average deposit/withdrawal account balance from the new date of this deposit to the day before contractual maturity date is 500,000 won or more (1.5%p per year)
※Common precautions: In accordance with the Depositor Protection Act, this deposit is protected up to “50 million won” per person, including the principal and a certain amount of interest. Please review the product description and terms before signing the contract. You have the right to a thorough explanation of the product, so ensure you understand it before transacting. Interest rates are subject to change; please check our website or app for updates.
Customer Center Operating Hours
- Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
- Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
- Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
- Financial fraud reporting night call center: 02-397-8600/8800
App Permissions and Purposes
- Required access rights:
· Storage space: For storing joint certificates, checking OS tampering, submitting documents, and storing photos.
· Phone: For identity verification, device verification, and consultation calls.
· App activity: To collect app information and detect malicious apps to prevent electronic financial transaction incidents.
- Optional access rights:
· Contacts/Address Book: To use functions like contact transfer, sending SMS, purchasing coupons, and selecting recipients when recommending a friend. Functionality may be limited if not granted.
· Camera: For photo identification, face authentication, and document submission. Functionality may be limited if not granted.
· Photos and videos: To save and collect photos submitted as supporting documents. Functionality may be limited if not granted.
· Notification: To receive important notices, event, and promotion alerts. Functionality may be limited if not granted.
Credit Disorderly Conduct Investigation Items
- Malicious app detection information, diagnostic information on detected malicious apps
Welcome Savings Bank Co., Ltd.
CEO: Daewoong Kim
Business registration number: 120-87-93876
Welcome Savings Bank Compliance Officer Deliberation No. 3765 (2024.08.08~2025.08.07)
Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22~2024.06.21)
What's New in the Latest Version 3.4.9
Last updated on Oct 22, 2024
1. 앱 사용 환경개선 및 안정화
